SPRINGFIELD – To ensure equitable access to treatment, State Senator Linda Holmes led a new law requiring insurance to cover treatments and therapies for menopause symptoms – whether the onset was natural or surgical – effective Jan. 1, 2026.
“Hormonal changes can bring on complications that affect our overall health and well-being; genetics, lifestyle and underlying conditions put,” said Holmes (D-Aurora). “Working with their doctor to find beneficial menopause therapies for themselves – hormone supplements or other approaches - patients should expect insurance coverage regardless of the onset reason. They will now be covered equally.”
Under Holmes’ new law, health insurance plans are required to cover all FDA-approved medically necessary hormonal and non-hormonal therapy to treat menopausal symptoms, regardless of whether menopause was induced by a hysterectomy. The new law also extends coverage to Medicaid patients for menopause that has been induced by a hysterectomy.
“Everyone is different; when symptoms begin, there are a range of physical, mental and emotional symptoms that can be treated. No one should hesitate to see a physician for diagnosis and treatment because they fear they can’t afford it if their health insurance won’t cover it,” Holmes said. “Care for medical menopause management is a reasonable expectation, and this law ensures equity.”
House Bill 5295 took effect Jan. 1.



